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arXiv 最近完成扫描:等待完成 · 全站最近入库:2026-11-02 00:39各信源进度 →

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版本更新 · v2arXiv:2610.37365

TRIDENT-Seq: Profile-Matched Prefix-Future Contrast for Label-Efficient Payment Risk Modeling

Weiyu Han, Haoyu Jiang, Jie Sheng, Ruobing Zuo, Huilin He, Ze Zhao, Xiao Tan, Nairong Zhang 等 10 位作者

Ant International accumulates large volumes of transaction history across users and payment businesses. Confirmed fraud and chargeback outcomes, by contrast, are scarce, delayed, and specific to each business. A single encoder pretrained on unlabeled histories could serve all businesses, but only if pretraining captures the behavior that separates risk. Coarse activity differences can make contrastive pretraining on transaction logs too easy: transaction volume, amount, and timing can distinguish a history's continuation from arbitrary candidates without modeling how payment resources are used. We present TRIDENT-Seq, a transaction foundation model trained with Prefix-Future Contrast (PFC). PFC matches each prefix to a summary of its subsequent behavior among candidates with similar activity profiles; activity prediction and dispersion regularization act on the encoder output. Across three production payment businesses, the pretrained encoder improves average precision (AP) and recall at a 0.5% intervention budget over architecture-matched scratch training in all six business-budget settings. With a fixed validation set, it exceeds full-label scratch training in mean AP and recall using 10% of the training labels on Wallet and 25% on Shopping and SME. Pretraining only on another business's histories still helps. Replacing profile-matched candidates with random ones cuts recall from 24.62% to 5.64%. In Ant International's deployment evaluation, recorded amount-based chargeback and overall loss rates are 37.7% and 37.9% lower than those of the previous XGBoost-based system under the same intervention budget.

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cs.LG
arXiv ↗PDF ↗
新论文 · v1arXiv:2610.37918

Venus-DefakerOne2: A Vision-Forensics Foundation Model with Broader Coverage

Chenfan Qu, Yachao Liang, Mingqi Fang, Jiangwei Xie, Zhenming Wang, Baoyue Zhang, Changjiang Jiang, Zheng Chang 等 30 位作者

Real-world forgery is inherently heterogeneous: it manifests not only as digital manipulation but also as physical spoofing, and is carried not only by images but also by videos. Despite substantial progress, a unified anti-forgery foundation model covering such a broad threat spectrum remains absent. In this paper, we present Venus-DefakerOne2, which substantially extends the forensic capability boundary along both the forgery-form and media-type dimensions. Trained on tens of millions of open-source and in-house samples, it incorporates two key designs. Tide-Style-Tuning alternates LoRA and full-parameter fine-tuning to balance computational efficiency, generalization, and hard-sample fitting while mitigating catastrophic forgetting. Entropy-based Test Adaptation determines the optimal prediction modality by analyzing prediction entropy. Venus-DefakerOne2 achieves new state-of-the-art performance across a comprehensive suite of benchmarks, including DeepFake faces (96.7%), AI-generated images (93.3%), tampered documents (87.6%), manipulated natural images (89.6%), physical spoofs (93.1%), and AI-generated videos (96.0%). It significantly outperforms both specialized expert models and its predecessor, DefakerOne, establishing itself as a powerful and versatile foundation model for binary-decision forensic tasks.

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cs.CV
arXiv ↗PDF ↗
版本更新 · v2arXiv:2609.38829

Diversity Combining for Multi-Path LLM Reasoning

Guangsheng Yu, Litianyi Zhang, Qin Wang, Xu Wang, Mingyuan Li, Shaoxiong Ji, Ren Ping Liu, Massimo Piccardi

Multi-path reasoning methods such as self-consistency (SC) sample $K$ reasoning paths and choose the most frequent answer. However, their gains quickly plateau as $K$ increases, and locating this saturation point currently requires fitting a scaling model to accuracies measured at several values of $K$ or stopping online per query. We formalize multi-path LLM reasoning as a diversity combining problem from wireless communications: each path is a noisy channel observation, and the pairwise correlation of path correctness caps the design-effect effective sample size of the vote at a finite ceiling. Generalized least squares (GLS) analysis shows that, for paths with equal gains, the optimal linear combiner of latent embeddings is uniform exactly when every row of the path covariance has the same sum, as under exchangeability, supporting majority vote as the natural default in standard SC while leaving room for weighting or pruning under heterogeneous prompt-template branches. Across 5 models and 12 benchmarks, prompt-template diversity reduces path correlation in $55$ of $60$ model-benchmark cells, with a mean relative reduction of $16\%$ and reductions in every task domain. We derive an Adaptive-K rule that uses a four-path pilot to select $K^*$, retaining $96$--$103\%$ of MV@$K{=}32$ accuracy across Math, QA, and NLU.

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cs.AI
arXiv ↗PDF ↗
新论文 · v1arXiv:2610.35298

LLM-Enhanced Heterogeneous Graph Learning with Business Semantics for Financial Fraud Detection

Yixuan Chen, Hongyu Zhan, Jie Sheng, Weiyu Han, Shuai Chen, Tianyi Zhang, Xiao Tan, Jun Xia

Financial fraud detection increasingly relies on heterogeneous transaction graphs, in which entities such as cards and merchants play distinct business roles and the risk meaning of an attribute depends on the entity's role: a high transaction volume may be routine for a merchant but unusual for a card. Heterogeneous graph neural networks preserve typed entities and relations but typically treat these attributes as role-agnostic inputs and leave their business meaning implicit. Meanwhile, most existing methods integrating large language models (LLMs) with graphs focus on homogeneous graphs or heterogeneous graphs with naturally available textual attributes, leaving their use on transaction graphs with structured attributes underexplored. To address this issue, we propose SemHGT, an LLM-enhanced framework that interprets structured attributes according to entity roles and makes the business semantics explicit in three stages: (1) role-aware prompts elicit risk-related business descriptions from node attributes, and a text encoder maps them to semantic vectors that enrich node representations; (2) semantic similarity guides multi-round sampling of target-specific path instances under transaction-to-transaction schemas; (3) schema-level tokens that combine local path evidence with global neighbor summaries are processed together with the target transaction by a unified transformer. Across three benchmark datasets, SemHGT leads the evaluated baselines on most dataset--metric comparisons. Further analyses provide additional evidence for the effectiveness of SemHGT's design and clarify how its semantic modeling and evidence selection contribute to fraud detection. Code is available at https://anonymous.4open.science/r/SemHGT-528A/.

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cs.AI
arXiv ↗PDF ↗
首次观测 · 记录 #1ACL Anthology · ACL 2026:acl:2026.acl-long.1502ACL Anthology · ACL 2026

Diagnosing Hidden Instabilities in Model Editing via Uncertainty Quantification

Zihan Gu Institute of Information Engineering, Chinese Academy of Sciences, TianYi Zhang University of the Chinese Academy of Sciences, Xinyan Zhang independent, Zhiyuan Wang, Han Zhang, Yuhao Wei, Jiacheng Lu Shanghai Jiao Tong University, Tianyi Ma 等 11 位作者

Model editing provides a promising mechanism for updating large language models (LLMs) without expensive retraining. Existing approaches, particularly locate-and-edit methods based on least-squares optimization, aim to introduce targeted knowledge changes while preserving pre-trained behavior. In this work, we show that this objective is fundamentally fragile under standard single-edit evaluation protocols. We first develop a unified theoretical framework that characterizes activation-based editing as a constrained intervention on intermediate representations. Within this framework, we demonstrate that least-squares edits cannot, in general, isolate target updates from unrelated activations, giving rise to unavoidable interference that accumulates with successive edits. Crucially, this degradation can remain undetected in single-edit settings when assessed using conventional success and locality metrics. To expose such hidden instabilities, we introduce an uncertainty-based evaluation protocol that combines structured semantic perturbations with uncertainty quantification based on Sampling with Perturbation for UQ. By measuring edit-induced growth in aleatoric and epistemic uncertainty, our method reveals local knowledge conflicts that are invisible to existing benchmarks. Extensive experiments across multiple models, datasets, and editing algorithms show that both least-squares and other parameter-update-based methods consistently increase post-edit uncertainty. Together, our results suggest that current evaluation practices substantially overestimate the reliability of single-edit model editing, and that uncertainty-based diagnostics are necessary for assessing edit stability.

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cs.CL

Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers) · 2026 · 正式发表

ACL Anthology · ACL 2026 ↗PDF ↗
首次观测 · 记录 #1ACL Anthology · ACL 2026:acl:2026.acl-long.1585ACL Anthology · ACL 2026

GameplayQA: A Benchmarking Framework for Decision-Dense POV-Synced Multi-Video Understanding of 3D Virtual Agents

Yunzhe Wang University of Southern California, Runhui Xu University of Southern California, Kexin Zheng University of Southern California, Tianyi Zhang, Jayavibhav Niranjan Kogundi, Soham Hans University of Southern California, Volkan Ustun USC Institute for Creative Technologies, University of Southern California

Multimodal LLMs are increasingly deployed as perceptual backbones for autonomous agents in 3D environments, from robotics to virtual worlds. These applications require agents to perceive rapid state changes, attribute actions to the correct entities, and reason about concurrent multi-agent behaviors from a first-person perspective, capabilities that existing benchmarks do not adequately evaluate. We introduce GameplayQA, a framework for evaluating agentic-centric perception and reasoning through video understanding. Specifically, we densely annotate multiplayer 3D gameplay videos at 1.22 labels/second, with time-synced, concurrent captions of states, actions, and events structured around a triadic system of Self, Other Agents, and the World, a natural decomposition for multi-agent environments. From these annotations, we refined 2.4K diagnostic QA pairs organized into three levels of cognitive complexity, accompanied by a structured distractor taxonomy that enables fine-grained analysis of where models hallucinate. Evaluation of frontier MLLMs reveals a substantial gap from human performance, with common failures in temporal and cross-video grounding, agent-role attribution, and handling the decision density of the game. We hope GameplayQA stimulates future research at the intersection of embodied AI, agentic perception, and world modeling.

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cs.CL · cs.AI · cs.MA · cs.CV

Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers) · 2026 · 正式发表

ACL Anthology · ACL 2026 ↗PDF ↗
首次观测 · 记录 #1ACL Anthology · ACL 2026:acl:2026.acl-long.1720ACL Anthology · ACL 2026

RISK: A Framework for GUI Agents in E-commerce Risk Management

Renqi Chen, Zeyin Tao Alibaba Group, Jianming Guo, Jingzhe Zhu, Yiheng Peng, Qingqing Sun, Tianyi Zhang Alipay, Shuai Chen Ant Group

E-commerce risk management requires aggregating diverse, deeply embedded web data through multi-step, stateful interactions, which traditional scraping methods and most existing Graphical User Interface (GUI) agents cannot handle. These agents are typically limited to single-step tasks and lack the ability to manage dynamic, interactive content critical for effective risk assessment. To address this challenge, we introduce RISK, a novel framework designed to build and deploy GUI agents for this domain. RISK integrates three components: (1) RISK-Data, a dataset of 8,492 single-step and 2,386 multi-step interaction trajectories, collected through a high-fidelity browser framework and a meticulous data curation process; (2) RISK-Bench, a benchmark with 802 single-step and 320 multi-step trajectories across three difficulty levels for standardized evaluation; and (3) RISK-R1, a R1-style reinforcement fine-tuning framework considering four aspects: (i) Output Format Constraint, (ii) Single-step and (iii) Multi-step Level Reward, and (iv) Task Level Reweight. Experiments show that RISK-R1 achieves a 6.8% improvement in offline single-step and an 8.8% improvement in offline multi-step, using only 7.2% of the parameters of the SOTA baseline. Moreover, it attains a top task success rate of 70.5% in online evaluation. RISK provides a scalable, domain-specific solution for automating complex web interactions in e-commerce risk management. The code is available at https://github.com/RenqiChen/RISK-GUI.

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cs.CL

Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers) · 2026 · 正式发表

ACL Anthology · ACL 2026 ↗PDF ↗
首次观测 · 记录 #1ACL Anthology · ACL 2026:acl:2026.acl-long.646ACL Anthology · ACL 2026

Mango: Multi-Agent Web Navigation via Global-View Optimization

Weixi Tong Purdue University, Yifeng Di, Tianyi Zhang Purdue University

Existing web agents typically initiate exploration from the root URL, which is inefficient for complex websites with deep hierarchical structures. Without a global view of the website’s structure, agents frequently fall into navigation traps, explore irrelevant branches, or fail to reach target information within a limited budget. We propose Mango, a multi-agent web navigation method that leverages the website structure to dynamically determine optimal starting points. We formulate URL selection as a multi-armed bandit problem and employ Thompson Sampling to adaptively allocate the navigation budget across candidate URLs. Furthermore, we introduce an episodic memory component to store navigation history, enabling the agent to learn from previous attempts. Experiments on WebVoyager demonstrate that Mango achieves a success rate of 63.6% when using GPT-5-mini, outperforming the best baseline by 7.3%. Furthermore, on WebWalkerQA, Mango attains a 52.5% success rate, surpassing the best baseline by 26.8%. We also demonstrate the generalizability of Mango using both open-source and closed-source models as backbones. Our data and code are open-source and available at https://github.com/VichyTong/Mango.

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cs.CL · cs.MA

Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers) · 2026 · 正式发表

ACL Anthology · ACL 2026 ↗PDF ↗