Yang Li, Yike Wang, Di Wan, Chujun He, Zongsi Xu, Yitao Yu, Shuai Zhong, Minghao Pan 等 23 位作者
Simulating economic responses at society scale requires decision rules that respond to household circumstances and accounting rules that track their consequences. We introduce S$^2$-MAS, a multi-agent simulation framework with a resource of 500 million synthetic household personas. It combines trainable candidate-scoring policies, reusable financial scenarios and explicit state transitions. Trained with SFT + RLCD on 2.93 million examples, YN-mini-MLX achieves 74.55% accuracy and 38.37% question-macro F1 on held-out consumer financial-choice tasks, improving on the training-question majority baseline by 2.78 and 6.21 percentage points. A completed application evaluates 12 million distinct households in two purchase-funding conditions: 24 million one-shot choices feed 288 million monthly ledger states in 3 h 59 min on 14 GPUs. Jointly increasing purchase goals and approved limits produces heterogeneous consumption, cash and repayment paths, with much of the consumption variation arising from transitions between deferral and purchase. In a separate 1,060-household retrospective consumption experiment, standalone YN-master-9B has 3.42% lower annual MAE than the deterministic fully rational benchmark, alongside a 19.7% lower predicted population mean than observed. Information-timing tests show how year labels and later outcome information change decisions. Together, these experiments establish an executable alternative for studying heterogeneous household behavior with learned policies and explicit financial accounting.
Yuzhen Shi Alibaba Group, Huanghai Liu Tsinghua University, Tsinghua University, Yiran HU, Song Gaojie, Xu Xinran, Yubo Ma, Tianyi Tang Alibaba Group, Li Zhang 等 30 位作者
As large language models (LLMs) are increasingly applied to legal domain-specific tasks, evaluating their ability to perform legal work in real-world settings has become essential. However, existing legal benchmarks rely on simplified and highly standardized tasks, failing to capture the ambiguity, complexity, and reasoning demands of real legal practice. Moreover, prior evaluations often adopt coarse, single-dimensional metrics and do not explicitly assess fine-grained legal reasoning. To address these limitations, we introduce PLawBench, a Practical Law Benchmark designed to evaluate LLMs in realistic legal practice scenarios. Grounded in real-world legal workflows, PLawBench models the core processes of legal practitioners through three task categories: public legal consultation, practical case analysis, and legal document generation. These tasks assess a model’s ability to identify legal issues and key facts, perform structured legal reasoning, and generate legally coherent documents. PLawBench comprises 850 questions across 13 practical legal scenarios, with each question accompanied by expert-designed evaluation rubrics, resulting in approximately 12,500 rubric items for fine-grained assessment. Using an LLM-based evaluator aligned with human expert judgments, we evaluate 10 state-of-the-art LLMs. Experimental results show that none achieves strong performance on PLawBench, revealing substantial limitations in the fine-grained legal reasoning capabilities of current LLMs and highlighting important directions for future evaluation and development of legal LLMs. Data is available at: https://anonymous.4open.science/r/PLawbench-B524/.
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cs.CL
Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers) · 2026 · 正式发表