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原文摘要

Accurate house price prediction is essential for real estate buyers, sellers, agents, and financial institutions. Traditional methods rely primarily on structured data, e.g., number of bedrooms, bathrooms, parkings, but they overlook rich contextual information embedded in textual descriptions and property photos. Previous deep learning approaches for house price prediction have fused multimodal data but they fall short to extract structured spatio-temporal and contextual features from texts and semantic visual information from images. In this paper, we introduce a novel multimodal framework that addresses these limitations by systematically integrating structured attributes, textual descriptions, and visual images of properties to achieve higher prediction accuracy while maintaining interpretability. We use a large language model to derive domain-specific spatio-temporal and contextual features from text, and an unsupervised vision-language approach to automatically group photos into meaningful classes like indoor, outdoor, mixed, or floorplan, that are commonly present in real-world house listings. These categories are created without manual labeling by aligning image clusters with carefully designed pseudo text prompts. We fuse all features into a unified representation and use an optimized regressor to predict prices. Experiments on a large real-world property dataset demonstrate that our method outperforms traditional methods and existing multimodal baselines. Ablation studies confirm that the novel textual feature extraction and categorized visual embeddings substantially contribute to more accurate and reliable price predictions.