In large-scale payment networks, entities (card, merchant, etc.) and their interactions play a key role in transaction anomaly detection. However, transaction patterns between different entities usually change more frequently than the production model refresh schedule. Meanwhile, entity embedding tables suffer from high-cardinality and sparse interaction issues. To resolve the above challenges, we present PersonaAgent, an agentic transaction anomaly detection framework which represents the latest entity behavior signals as personas and saves them in a refreshable memory. Offline, a weekly scheduled batch job is used to extract the latest behavior signals and update them in the memory. At inference time, a lightweight adapter retrieves the corresponding entity behavior signals of each transaction from memory and uses them to augment the base anomaly classifier's scoring. Through comprehensive benchmarking with different anomaly detection models at Visa, PersonaAgent is able to score transactions efficiently (a 1,000-transaction CPU batch in 1-2 ms), lifting the PR-AUC by 0.65-6.58% and the production business metric by 8.93-14.24% relatively in deployment.
Although structured workflows empower Large Language Models (LLMs) to tackle complex problems, automating their creation is severely hindered by a vast combinatorial search space, frequently resulting in inflexible and resource-heavy offline training dependencies. To address this, we conceptualize workflow generation as an intertwined topology-and-execution search paradigm, where the broader topological layer dictates subtask boundaries and lower-level execution outcomes actively reshape the topology itself. Building on this foundation, we introduce HierFlow, a training-free, test-time hierarchical search architecture that automates agentic workflow design by merging feedback-guided topology adjustments with a fast, MCTS-inspired tree search for sub-workflow optimization. HierFlow maximizes efficiency through an intelligent gating module that selectively triggers execution-level searches based on contextual necessity, a mechanism we further support with an in-depth analysis detailing how varying degrees of cross-task coupling impact the effectiveness of hierarchical splitting. Comprehensive testing across question answering, mathematical reasoning, and code generation benchmarks confirms that HierFlow consistently outperforms strong baselines, delivering an optimal balance of high-quality results and computational efficiency without any additional training overhead.
Lightning routing nodes lend their channel balance for a posted fee. Operators' tools move that fee with the balance around a hand-set level, and which part of the fee drives revenue is unclear. We present Trim, which models a channel as a two-sided inventory with costly refills. Its optimal fee is a level, set by demand and replenishment, plus a balance skew, the shadow price of liquidity. The level is first order: no fee rule beats the ceiling demand and replenishment set, and on exactly solved channels the best flat fee comes within $1.6\%$ of the optimum at the median, whereas a level off by a factor of two loses tens of percent. The skew is second-order insurance: it adds at most what the flow-balancing flat fee loses to refused forwards. So the level should be chosen: Trim's rule traces the revenue--success frontier, posts one level on every channel, and adds a skew only where refills stay frequent and costly. On a 2026 snapshot with synthetic payments, no tuned tool beats that frontier by over a few percent, and a skew changes gross revenue by a few percent.
Guanzhong Chen Tencent AIPD, Shaoxiong Yang Xiaomi Corporation, Chao Li Xiaomi Corporation, Wei Liu, Jian Luan Xiaomi Corporation, Zenglin Xu
Large language models (LLMs) are versatile, yet their deployment in complex real-world settings is limited by static knowledge cutoffs and the difficulty of producing controllable behavior within a single inference. Multi-agent search systems (MASS), which coordinate specialized LLM agents equipped with search tools, mitigate these issues via task decomposition and retrieval-augmented problem solving. However, optimizing LLMs for agent-specific roles remains labor-intensive with prompt engineering or supervised fine-tuning, motivating automated end-to-end training. Existing multi-agent reinforcement learning (MARL) methods such as Multi-Agent Proximal Policy Optimization (MAPPO) typically depend on large critic networks to evaluate joint actions, leading to instability and high memory costs. We introduce Multi-Agent Heterogeneous Group Policy Optimization (MHGPO), which updates policies by estimating relative advantages across heterogeneous groups of multi-agent rollouts, shifting the optimization focus from local agent performance to global system success. We further study three group rollout sampling strategies to trade off sample efficiency and optimization quality. Experiments show that MHGPO captures implicit inter-agent dependencies and consistently outperforms strong baselines in both task performance and computational efficiency.
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cs.CL · cs.MA
Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers) · 2026 · 正式发表