← 研踪 PaperTrailACL Anthology · ACL 2026:acl:2026.acl-industry.99 · 记录 #1
A Multistage Extraction Pipeline for Long Scanned Financial Documents: An Empirical Study in Industrial KYC Workflows
来源日期（仅到月份） 2026-07
来源记录日期 2026-07
雷达观测 2026-11-01 22:08
摘要
Structured information extraction from long, multilingual scanned financial documents is a core requirement in industrial KYC and compliance workflows. These documents are typically non-machine-readable, noisy, and visually heterogeneous. They usually span dozens of pages while containing only sparse task-relevant information. Although recent vision–language models (VLMs) achieve strong benchmark performance, directly applying them end-to-end to full financial reports often leads to unreliable extraction under real-world conditions.We present a multistage extraction framework that integrates image preprocessing, multilingual OCR, hybrid page-level retrieval, and compact VLM-based structured extraction. The design separates page localization from multimodal reasoning, enabling more accurate extraction from complex multi-page documents.We evaluated the framework on 120 production KYC documents comprising about 3000 multilingual scanned pages. Across multiple OCR–VLM combinations, the proposed pipeline consistently outperforms direct PDF-to-VLM baselines, improving field-level accuracy by up to 31.9 percentage points. The best configuration, PaddleOCR with MiniCPM-o-2.6, achieves 87.27% accuracy. Ablation studies show that page-level retrieval is the dominant factor in performance improvements, particularly for complex financial statements and non-English documents.
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记录 #1 · 2026-07 · 最新观测版本
A Multistage Extraction Pipeline for Long Scanned Financial Documents: An Empirical Study in Industrial KYC Workflows
Structured information extraction from long, multilingual scanned financial documents is a core requirement in industrial KYC and compliance workflows. These documents are typically non-machine-readable, noisy, and visually heterogeneous. They usually span dozens of pages while containing only sparse task-relevant information. Although recent vision–language models (VLMs) achieve strong benchmark performance, directly applying them end-to-end to full financial reports often leads to unreliable extraction under real-world conditions.We present a multistage extraction framework that integrates image preprocessing, multilingual OCR, hybrid page-level retrieval, and compact VLM-based structured extraction. The design separates page localization from multimodal reasoning, enabling more accurate extraction from complex multi-page documents.We evaluated the framework on 120 production KYC documents comprising about 3000 multilingual scanned pages. Across multiple OCR–VLM combinations, the proposed pipeline consistently outperforms direct PDF-to-VLM baselines, improving field-level accuracy by up to 31.9 percentage points. The best configuration, PaddleOCR with MiniCPM-o-2.6, achieves 87.27% accuracy. Ablation studies show that page-level retrieval is the dominant factor in performance improvements, particularly for complex financial statements and non-English documents.
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